A complete behavioural-finance toolkit
TrackAm is not a single feature. It is an operating system for financial discipline — a connected set of modules that observe, analyse, forecast and challenge the patterns shaping your money. Pick any feature to read more.
A calm pause before every transfer. Stingy AI weighs the decision; the final tap is yours.
See where your current behaviour leads. Runway, goal arrival, debt pressure — projected and narrated.
Discipline, impulse, recovery, savings consistency — tracked as trends, not vanity numbers.
What happens if you cut this habit? See how a single behaviour change reshapes your trajectory.
Give every pound a purpose. Split a real balance into intent-driven envelopes — no bank credentials.
Understand how supporting family impacts your future. Soft caps, per-person awareness, no judgement.
A three-minute end-of-day ritual. Close the loop on what TrackAm missed before the leak becomes a habit.
Multi-step coaching journeys triggered by your behaviour — Salary Watch, Project Planner and more.
Track who owes who, with risk-aware reminders and message drafts that keep conversations measured.
Goals get a locked bucket of their own — the rent fund stays the rent fund.
Find the leaks you forgot you signed up for. Auto-pay, reminders, used-flag detection.
Snap a receipt; TrackAm reads it. Merchant, total and itemised breakdown — ready to confirm.
Every spend classified the way humans think — by importance, intent and planned-vs-impulse.
Extra money you can't explain? It is parked until you do. No silent inflation of your spendable balance.
Local-first storage, strong encryption, an in-app lock, and complete control over your data.
Behavioural intelligence in your pocket. Download for iOS or Android.