Coaching programs
Programs are short, multi-step coaching journeys triggered by what TrackAm sees in your behaviour. They are not notifications. They are full conversations, each with a goal, a clear checklist, and a sensible cooldown before they appear again.
Salary Watch
"Salary cleared three days ago, you have burned 28% already. Let me walk you through a five-day plan to protect the rest."
Project Planner
"You have quietly saved 30% of one month's income over the last 90 days — and no active goal yet. Shall we turn this into something?"
A coaching program does not arrive every Monday at 9am. It arrives when the signal that called for it appears in your actual data — and only then. When it appears, you can accept and start a structured conversation, or decline and have it cool off before it offers itself again.
When you accept, the program opens a dedicated conversation with Stingy AI. There is a checklist that updates as you move through it, a primer that explains the situation, and a clear sense of "we are doing this together". When it completes, it logs the outcome — and your next behaviour pattern picks up from there.
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