Insights & behaviour scores

Honest measurement. No vanity charts.

TrackAm does not just summarise your spending. It classifies your financial identity, tracks the behaviour signals beneath your decisions, and surfaces the top three leaks you can fix this month — with the actual pound figure.

Behaviour scores in the Insights tab

Identity

"Responsible but Over-Obligated — you are disciplined, but obligations are blocking your goals."

Top leak

"Food & Drink is your top leak — £180 this month, up 23% on the average."

Signal

"Discipline is trending upward four weeks running — your recovery rhythm is forming."

Ten behaviour signals, tracked as trends

TrackAm tracks the patterns beneath the numbers — not just what you spent, but how. Each signal has a history so you can see your direction, not just today's snapshot.

  • Discipline — how often you hold your stated intent.
  • Impulse — the rate of unplanned decisions.
  • Recovery — how quickly you rebound from a misstep.
  • Savings consistency — quiet, repeated motion towards your goals.
  • Debt risk — pressure across what you owe and what is owed to you.
  • Family pressure — the load of supporting others on your runway.
  • Subscription leakage — money slipping through recurring charges.
  • And more — refreshed weekly, with full history.

A financial identity profile

Beyond individual numbers, TrackAm groups your patterns into a recognisable profile. "Responsible but Over-Obligated", "Quiet Builder", "Cash-Stressed Saver", "Volatile Achiever" — a description that captures the shape of your relationship with money, and updates as that relationship evolves.

The top three leaks you can fix this month

Every month TrackAm surfaces a small, ranked list of the categories costing you the most relative to your norm — with how much, how unusual it is, and a one-tap path into the transaction history. No 47-page report. Three places to act.

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Behaviour scores deep-dive

When patterns repeat, coaching programs step in.

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See every feature

Browse the full set of behavioural-finance modules inside TrackAm.

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Behavioural intelligence in your pocket.

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