Family support tracking

Understand how supporting family shapes your future.

Family support is a real part of your finances. Most apps pretend it does not exist. TrackAm treats it as a first-class module — with soft caps, per-person history, and culturally aware coaching that respects the weight of these decisions.

Family support dashboard showing the month against cap

Awareness

"You have used 80% of this month's family-support cap. The next request will need a thoughtful response."

Per-person

"Three transfers to one person this month — your largest individual contribution this year."

No judgement

"This support is meaningful. We are only here to make its impact visible."

Soft caps that warn, never block

Set a monthly amount you are comfortable giving. TrackAm watches as the month progresses and warns when you are approaching the limit — never blocks the transfer. You decide what to do with the information.

  • Cap by an absolute amount or by a percentage of income — whichever is tighter wins.
  • Adjustable per person, so a parent might have different limits to a cousin.
  • A configurable warning threshold (the default fires at 80% of cap).
Setting family-support limits

A separate ledger for a separate kind of money

Family support transfers are categorised distinctly — so they do not pollute your "personal spending" picture, and so your behaviour scores can reflect the genuine pressure they create on your runway and goals.

Coaching that respects the culture

Stingy AI talks about family support with the seriousness it deserves. It does not call obligations "leaks". It does not shame the giver. It simply makes the trade-off visible — and helps you have honest conversations when needed.

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Track who owes who, with measured reminders and risk-aware coaching.

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